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Introduction

Top ten scams

Q & A - Protecting your identity

Q & A - Preventing card fraud

'Phishing'

Other helpful contacts

 

 

Scams

As many as five million people may have been lured into responding to con artists, according to new research.
carried out by the consumers' magazine Which?

The various types of scam seems never ending, with the post, email, telephone or text delivering a new message that they've won a draw, lottery or some other exciting prize. Information relating to bogus homeworking schemes, business opportunities. holiday clubs and clairvoyants are also unfortunately all too common.

Every year scam artists defraud an estimated £1 billion from UK consumers. Research by Which? also suggests that 28 million people have now been targeted. That amounts to 58% of the adult population of the UK. Which? gained its results from a survey of 1,050 people last September.

Respondents were asked if they had seen or been approached by these cons, and if they had replied to the bogus invitations.

Considering the number who have been targeted, it is lucky only 10% of adults in the UK actually responded.

Of those who had been fooled into responding to a fraud, two million people - nearly 50% - had succumbed to an invitation to dial a premium rate phone line.

This con typically involves an automated phone call which tells the victim they have won a holiday. To claim it they have to ring a phone number starting with 090.

But at £1.50 per minute, and with multiple recorded message calls running simultaneously, the scam can generate thousands for the con artist.

Icstis, which regulates premium rate phone services, put a 30-day delay on such call charges being handed over by the telephone companies.

Cons of this type unfortunately show no sign of dying out and once you respond, it exposes you to more such frauds as you are likely to end up on a 'suckers' list' and keep getting targeted by new scams.

It's often very difficult for the authorities to tackle some types of scam as they are often distributed from abroad with the organisers located in different countries.

Even when successes have been achieved in stopping a scam new ones surface. The best method of stamping out the problem is to be aware of what to look for and not to respond which will hopefully reduce their profits to levels where it is not worth their effort.

What to do if you suspect a scam:

If you are not sure if it is a scam or not put it in your paper recycling bin

If you think its a scam and want the OFT to investigate send it to:
Scambusters Team
Office of Fair Trading
Fleetbank House
2-6 Salisbury Square
London
EC4Y 8JX
email:oft.gsi.gov.uk

Inform your local Trading Standards service

Check to see if the company is a member of the Direct Marketing Association (DMA) - look for their logo as members must comply with a stringent code of practice.

Finally, remember the old saying, "if it looks too good to be true, it probably is."

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